Poor Credit? Tips on a Canada second mortgage or applying for a BC mortgage Second

The first thing that may surprise you about applying for a second mortgage in British Columbia or a Second mortgage Canada loan is that you don’t have to feel obligated to ‘explain your story’ as much as you think you do. And that is because the BC mortgage second is based on equity in your home and not on your credit worthiness. There are two reasons for a client wanting a second mortgage rather than just redoing their current first mortgage.

One is that it is fast and simple to get a second mortgage because the approval is based on your home equity and not your earnings … or your job stability … or whether or not support payments are being received or even paid on time. Based on just equity.

The second reason is that a client for one reason or another would prefer ‘not to touch’ their current 1st mortgage Canada loan financing for whatever reason.

Regardless of your credit rating we always look to find the best BC mortgage rate possible. And whether we use an institutional BC mortgage lender or a private mortgage lender in British Columbia for you we always find the best mortgage rate in BC for you.

Great Credit? We can 'Rock your World'

As BC mortgage brokers we are networked with over 30 different lenders. Each one sends us promotional 'rate deals' and other incentives that we can pass on to you. Banks, trust companies, Credit Unions and even Insurance Companies are try to entice us with competitive 'blow your socks off' rates. As always, whatever we feel is the best deal for you .... is passed on to you. We guarantee the the best deal for every deal we do.

Getting the best BC Mortgage Rate regardless of your credit rating

Whether it is for a BC mortgage refinance or a new home purchase or just a 'switch' to a new BC lender; Use us! We will find you the very best BC mortgage rate possible. Send in the No obligation mortgage application above. Send Now for Quick Approval