If you need to REFINANCE because you are afraid that you will lose your house to Creditors or be forced to go bankrupt.

Or

Your credit poor to bad! You are stressed out and you need to pay off some debts now. You have at least 20% to 25% equity in the current market value of your home
Or if you are BUYING you have at least 25% downpayment

If you have equity in your home and..... you have bad credit we can help! We can still find you a mortgage with a private lender. It may either be a 1st mortgage or a 2nd mortgage. But it will be a mortgage nonetheless.

There are benefits in taking out a BC mortgage second. Your mortgage broker BC ~ specialist will be able to arrange your BC mortgage second so you can consolidate other high interest debts you may have and save up to 60% to 70% in payment savings. That improves your monthly cashflow. That means more money for your family each month to pay for your basic needs.

A BC mortgage second allows you to use the home equity in your home to get cash for other purposes, such as home improvement, medical treatment, education needs, a new car or for other personal needs. Your mortgage British Columbia second loan helps you realize both savings and convenience. It gives you savings by consolidating debt from other sources with higher interest rates often mean overall much lower monthly payments - often up to as much as 60% less each month in payments. Your Bad Credit mortgage in British Columbia allows you the convenience of consolidating all your bills into one monthly BC mortgage payment.

Do you need equity in my home to get a mortgage BC second loan? Yes. And the amount of loan that you can get for your mortgage BC loan depends on your credit report scoring. Your mortgage broker BC specialist will pull your credit report in BC to see you credit report BC score. If you credit is poor then you will still be able to receive up to 75% of the appraised value of your home. Even if you are down on your luck job wise and credit wise our mortgage broker BC ~ specialist will be able to help you.

Approvals for a bad credit mortgage ...in British Columbia with private BC mortgage lenders usually takes only 4 hours. Approvals are giving subject to the appraisal value of your home. This because your loan is based on equity value and not on your income or credit rating.

Bad Credit Mortgage

So even if you have bad credit ... we can find a BC mortgage for you for a refinance or an equity take out. As long as you have equity in your home we can find a private lender to help you. Send in the No obligation mortgage application above. Send Now for Quick Approval